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  • 4 Times USSD Saved People From Embarrassment

    4 Times USSD Saved People From Embarrassment

    No one can deny that the introduction of USSD tech into the banking system has made things easier. To prove that, we asked four people to tell us about the times their bank’s USSD feature got them out of sticky situations.

    “That one time I went on a date with a girl (with just cash) to an expensive restaurant and she ordered more than I anticipated so the bill ended up being more than the cash I had on me.“

    – Kunle

    “When my date asked why I was suddenly sweating buckets, I lied that the AC wasn’t cold enough. At one point, I took the waiter to the side and asked if the restaurant had an account I could transfer money to. They did.“

    “And that was how I avoided having to wash plate to pay my debt.“

    “That one time I took a cab from V.I to Isolo and mistakenly clicked on “cash” instead of “card” forgetting that I, in fact, had no cash. “

    – Joe

    “The driver thought I had planned to ride and run away when I tried to explain my problem to him and became agitated. But I was able to calm him down enough to consider my request to transfer the money to his account. He was glad when he saw how fast he received the money.”

    “My DStv subscription ran out in the middle of the world cup finals viewing party I was throwing.”

    – Obinna

    “Do you know what happens when you turn off the TV showing soccer in a room full of 40 passionate soccer fans? A riot, that’s what. And it was on a Sunday too, so if not for my bank’s USSD feature, I’m pretty sure they would have wrecked my house.”

    “I ran out of data during a Skype video call with potential employers.”

    – Juliet

    “I had jumped through so many hoops to get this job interview. Things were going smoothly. I was even cracking jokes with them and they were responding positively. I was about to drop a punchline when everything just went dark. I was already freaking out and crying when I remembered I could purchase the data with the USSD feature. As I bought data from my bank, I was chanting, ‘Hay God! Hay God!’

    “Luckily, they were understanding because I came back online quickly.”

    USSD banking was created so that banking transactions would no longer be stressful or dependent on time and location. This is what First City Monument Bank(FCMB) wanted for its customers when it launched its own USSD service. All any account holder with FCMB needs to do is dial *329#to register (on any phone type) and they’re all set to bank on the go!

    Astor George

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  • 5 Ways USSD Codes Have Made Life Easier

    5 Ways USSD Codes Have Made Life Easier

    Young people reading might not believe this but there was a time when you actually had to leave your house to do stuff like bank transfers or settle utility bills. It wasn’t that long ago too. Ten years ago, you had to fight your way through long lines in front of the PHCN office, bank, DStv office, etc. But that all changed when USSD tech came into the mix.

    Here are 6 ways USSD codes have made our lives easier.

    1) You can now buy airtime from the comfort of your home without having to deal with that annoying, thieving vendor who always adds 20% to the prices.

    Say goodbye to daylight highway robbery.

    2) You can now buy credit for other people. Like that babe you’ve been trying to impress.

    Her or your mother, who you actually haven’t sent credit to in months. Shame on you.

    3) Paying your DStv bill without having to interact without having to go to their office and deal with all the paperwork.

    Paying in cash and writing your details in a notebook is so 2009.

    4) Transferring money to someone without having to wait in biblically long lines in the banking hall.

    All the standing and pushing and “Uncle, I’m in front of your back oh!“

    5) Check your account balance as frequently as you want when you’re expecting money.

    Because constantly having to go into the banking halls to ask a customer care person signals to the person that you’re desperately expecting said money because you’re broke. And you don’t want people to know that.

    USSD banking was created so that banking transactions would no longer be stressful or dependent on time and location. This is what First City Monument Bank(FCMB) wanted for its customers when it launched its own USSD service. All any account holder with FCMB needs to do is dial *329# to register (on any phone type) and they’re all set to bank on the go!

    Astor George

    , , ,