Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the wordpress-seo domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/bcm/src/dev/www/wp-includes/functions.php on line 6121
ALAT | Zikoko!

Quizzes

Stacks

Shows

Podcasts

Newsletters

Naira Life

Love Life

Hustleprint

Love Currency

Sunken Ships

What She Said

My Bro

So You Don’t Have To

Interview With…

Zikoko Memes

Jollof Road

Cholera Outbreak Update

Follow our socials

  • The ALAT Savings Challenge

    You must have heard at one point or the other, how important it is to save. You might have the intention to start someday. You might even be like our friend Ade who started, but is currently struggling to stay motivated and on track with his saving goals. There is some good news for you! 

    Ade has been enjoying life with ALAT rewards, especially since he learnt how to Chop life with sense. But just like you, Ade heard the gospel of savings. How then could Ade flex life, but still find a way to save. He had to look no further than the ALAT Savings Challenge! Ade has finally found an accountability partner with the ALAT Savings Challenge from the stables of your favorite financial buddy, ALAT. 

    The ALAT Savings Challenge is a unique savings program that helps people like you, I and Ade achieve our financial goals and build healthy savings habits. Whether you are thinking of beginning a savings plan, you started and still struggle to keep up, or  you want to start but do not know how, the ALAT Savings Challenge is your perfect answer.

    You might wonder what could be so special about the ALAT Savings Challenge that it changed Ade’s savings culture. Here are just a few reasons why you should consider joining the challenge and saving with ALAT:

    1. Spend and Save

    While building a savings, unforeseen expenses might come up. Just like Ade, there might be a need for you to make withdrawals. The beauty of the ALAT Savings Challenge is that you can save about 5% to 20% of everything you spend. So, when you are makiing expenses, buying airtime or doing transfers, you can be saving a percentage of all these monies going out. This way, while you are spending, you are actually still saving. This was Ade’s secret to being able to spend and save. 

    2. Ajo Savings

    Ajo savings or Esusu, is one very popular means we love to save our money. But we know the wahala that comes with Ajo. Now, thanks to the innovative solution by ALAT, anyone with a smartphone can now enjoy a safe and secure savings plan.

    ALAT’s savings feature allows users to form savings groups with family and friends, and then take turns receiving lump sum payments. There are many benefits to using this feature. For one, it can help users save more money than they might be able to on their own, as the other members of the group hold them accountable. Additionally, it provides a built-in support system and community, as members work together towards a common goal of financial stability and security.

    This feature is also incredibly flexible and customizable. Users can create groups with as few as three members or as many as 12, and can set their own contribution amounts and rotation schedules. The feature also provides an easy way to track group contributions, payments, and schedules, making it simple for all members to stay on top of their obligations.

    And if you are like Ade that has suffered at the hands of Ajo handlers in the past, ALAT has decided to provide extra transparency and security to the feature. The platform provides full transparency on all group activities, including contributions and payouts, giving users peace of mind and a clear view of their financial progress. So this time, there is no fear or cause for alarm about your contribution money.

    3. Up to 10% Interest

    ALAT offers up to a whopping ten percent (10%) additional interest on your savings when you save consistently for at least 30 days. The ALAT Savings Challenge is designed to help you save more money than you would normally do on your own. With automatic savings transfers and this ability to earn up to 10% annual interest on your savings, you can grow your money faster and reach your savings goals sooner. This means that the more you save, the more you earn from your interest. Now, you get rewarded for simply maintaining a good savings culture, thanks to the ALAT savings challenge.

    4. Ability to save towards a goal

    Saving towards a joint goal is a great way for multiple individuals to work together towards a common financial objective. This could involve setting up a joint savings account or using a budgeting app that allows for shared goals and tracking. Like Ade and his friends, you might want to save towards a Vacation at the Maldives. With the ALAT Savings Challenge, saving towards a goal is a piece of cake. Simply agree on your goals, the amount to be saved and the timeframe for achieving it. 

    Of course, regular check-ins can help ensure everyone is on track and adjustments can be made as necessary. With the ALAT security features, there no room for wahala and you can easily actualize your goals. 

    5. Loan on Goals

    ALAT offers you more than just regular banking. Asides the convenience to save from the comfort of your own home and on your schedule, you also have access to soft loans based on your existing goals. If you have a financial need to meet a specific goal or target, the alert goal-based loan is your bet. The loan calculator easily helps you see how much you get to pay monthly, based on how much you need. Once you accept the terms, your loan is credited to your account immediately. Everything is easier and faster with ALAT!

    6. Stay Motivated

    One of the biggest challenges when it comes to saving money is staying motivated and on track. For Ade, on some days, he feels like the Clark Kent of savings, and on other days, there is simply no vibe to save. But thanks to the ALAT Savings Challenge, Ade gets receive regular reminders and incentives to keep saving. If you are like Ade on those low days, then you have no cause to worry. You will get reminders and alerts to push you to do the needful, even when you do not feel like. Plus, you can track your progress and celebrate your successes along the way.

    7. Be a Part of a supportive community

    Saving money can be lonely, but with the ALAT Savings Challenge, you will join a community of like-minded individuals who are all working towards their financial goals. You can share tips and strategies, ask for advice, and support each other as you build healthy savings habits. Through the community, Ade has met Chuks, and together, they’ve been setting pretty amazing savings goals!

    8. Peace of Mind

    With ALAT, your savings are protected by the Nigerian Deposit Insurance Corporation (NDIC), so you can rest easy knowing that your money is safe and secure. Also, the inbuilt security features ensure that no matter the savings plan you decide to do, your money is always safe. No hassle of one member of your contribution defaulting, or absconding with members’ money. Nothing beats this kind of peace of mind! 

    If you are looking for a new way to save money and build healthy financial habits, then you should definitely consider getting on the ALAT Savings Challenge. ALAT is the perfect partner to help you save more and stress less about your finances.

    Are you ready to take control of your finances, cultivate a savings culture and achieve your financial goals? Click here to get started with ALAT!

    Partner

    ,
  • Who Is Your Plug?

    We once had a guy Ade in our group chat. Ade was everyone’s guy. Not because he organised the best parties – on the contrary, we didn’t see much of him. Ade was, however, very active online.

    What endeared everyone to Ade was that he seemed to have a guy for every single thing. All you had to do was ask. For example, if you needed a guy to fix your TV, Ade would know someone. If you need a plumber to come at short notice, call Ade, and the next day by 10 am, you have a man dressed in overalls knocking at your door.

    The best thing about Ade’s referrals? They were usually cheaper than the regulars. As long as they were Ade’s guys, you could get a discount. Indeed, Ade was an invaluable member of the community. We all called him Ade the Plug, and he indeed lived up to the name. Ade was your plug for virtually anything.

    We enjoyed Ade the most during Black Friday weekends. Trust Ade to know the shops to get the best discounts and largest sales. We all waited for his message on the group with a link to a shop offering mouth-watering discounts. We could equally count on him for mega deals on Cyber Mondays. He was the true plug!

    One day, Ade informed us he was leaving the country for his studies. We were all sad. Many of us did not know him personally, but we knew that with him far away, we might not have access to his resourcefulness. Worse still, we were just days away from Black Friday and Cyber Monday.

    But Ade, being the ever-resourceful guy as always, was definitely not leaving us stranded. He had a plan to keep us plugged in, even in his absence. He introduced us to ALAT and told us ALAT could be our plug for Black Friday, Cyber Monday, and beyond!

    With ALAT, we’re being promised wider access to vendors, deals, discounts, and awoofs that Ade could not even match. This is the best news to come. It’s a no-brainer! ALAT has instantly become our plug! Eagerly, we await the Live Event that takes place every Friday on the ALAT Instagram page. We are certain to meet new vendors with discounts and amazing Black Friday deals.

    On ALAT, anyone, yes, anyone can enjoy discounts on any item and product! You never have to pay full price with ALAT Rewards. All you have to do is just shop. 

    With ALAT as our plug, Black Friday is in the bag already. You, too, could make ALAT your plug! How?

    You can start by following ALAT on all social media platforms and join in on the Instagram Live Sessions every Friday to get the best deals from various vendors, thanks to ALAT, our plug! An impressive lineup of vendors are on standby to give you deals you won’t get anywhere else. 

    What else? By signing up on ALAT, you too could also enjoy the deals and discounts we have been enjoying, thanks to ALAT Rewards. Simply head to Deals and Discounts and scroll through the deals that are already on display. Easily pay with your ALAT card once you find what you prefer – of course, you would find what you love. ALAT rewards would definitely have it all. 

    Ready to start enjoying discounts? You can start here.

    Who is your plug? ALAT is definitely the Plug of Plugs!

    Partner

    , ,
  • We Need To Talk About ALAT’s Genius New TV Ad

    If you’ve followed Zikoko for a while, then you know that we’re obsessed with ads. We’ve talked a lot about terrible Nigerian ads in the past so it’s only fair that we make noise when a brand makes an ad that blows our minds with its ingenuity. We’re here today to talk about the new ad for ALAT (the digital bank) titled: The Bank of the Future.

    The ad begins with a voiceover asking this question:

    We’re then shown a man in his living room. He’s on a video call with a coworker while working at a holographic table similar to the one Tony Stark uses in the MCU movies.

    When the video call ends, he turns off the holograms and projects his computer screen onto the wall using his watch. Based on the things we’ve seen him do in this short time, it’s clear that this ad is set in a future where technology has greatly evolved. This is made even clearer when he calls out to his Digital Life Assistant named ALAT and she responds with a pun.

    He acknowledges the pun with what can only be described as a “big man chuckle” and has her update him on his schedule. She does this effortlessly while also finding and buying a cheaper ticket for his flight, re-scheduling his workout time, and sending a grocery list to his phone. ALAT is clearly on some Artificial Intelligence shit.

    On his way to the grocery shop, ALAT is telling the man where exactly all the items on his list will be in the supermarket when he spots a beautiful woman crossing the street with a box in her hands. This leads to the following interaction between the man and ALAT:

    Artificial Intelligence: 1

    Humanity: 0

    We then see the man at the supermarket’s checkout counter after he’s done grocery shopping. To make sure he’s not forgetting anything, he asks ALAT if there’s anything else and she assures him that he’s all done. As he thanks her and leaves the supermarket, we get a glimpse of a holographic ALAT bidding him a wonderful day.

    Look at her in the corner, serving iRobot realness.

    The ad ends with this message:

    Fin.

    In this expertly made 1 minute and 39 second ad, ALAT (the digital bank) shows its plan to change the future narrative of banking by becoming a daily and integral part of its customers’ daily lives. It also highlights the role technology (i.e. Artificial Intelligence) will play in bringing about this future where banking won’t be just about financial transactions, it’ll be a lifestyle – powered by ALAT.

    Check out the ad:

    Astor George

    , , ,