1. You, looking at your phone waiting for that credit alert to come through.

2. When you finally get an alert and it’s that nonsense N12 POS incentive.

3. Your face, whenever you get that SMS charge.

4. When you have not checked your account balance but you’re withdrawing in faith.

5. When you’re window shopping and your account balance is just looking at you like:

6. When you swear you have money in your account then your card gets declined.

7. You, after that credit alert enters:

8. When you check your account balance after a long weekend.

9. When your friends are going to turn up and you sef you want to follow.

10. Your account balance, whenever you add something to your cart:

11. This struggle:
12. When your available balance and ledger balance are saying 2 different things.

13. When your bank sends you your account summary at the end of the month.
