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1. When you wake up and the money you dreamt of is not in front of you.

2. When you’ve made a tight budget and one unexpected expense comes up.

3. When your rich gang friends start making plans for lunch and want to include you.

4. When your salary has just entered but you know in 30 minutes you will be broke again.

5. When the aso ebi mafia want to turn you into a debtor.

6. When you go and borrow money AGAIN from your sharp mouthed friend they’re like:

7. When you see “sales” but you don’t bother entering the store because even if it’s 100% off, it’s still too expensive.

8. When you see “free” in front of anything.

9. When you forget your change.

10. How people look at you when you go to a party with an empty container to carry food home:

11. When someone threatens to sue you, you’re like.

12. When you check your account balance and it’s even worse than you thought.

13. You, every morning:

14. When someone refers to anything more than 1500 naira as “chicken change”.
