Crossword Answers
Across
4 – Opp, 5 – Tailor, 6 – Buttons, 9 – Legwork, 11 – Tinubu, 13 – 400k, 14 – Japa
Down
1 – Goodgirl, 2 – Charm, 3 – Thrift, 4 – Omidan, 6 – Blow, 7 – TikTok, 8 – BloodyCivilian, 10 – Music, 12 – NepoBaby
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MoneyByZikoko: From ₦30k Internships to ₦3.5m/Month At 25
Vol 28 | 08-05-2023
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Good morning, 🌞
In November 2020, we published this Naira Life about an oil and gas engine that shook the internet. As the conversation it sparked raged online, the Zikoko team also discussed it during our Monday editorial meeting. While the team half-jokingly, half-seriously, debated if we’d made the right career choices, one of my co-workers at the time, Hassan, said: “There’s a time to be broke and a time to be rich.”
It was mostly tongue-in-cheek, but I held on to it and often revisit the meaning behind those words. Writing this week’s Naira Life was another reminder that this sentiment holds some truth.
You see the guy in this story? He made his bets at the right time and embraced everything that came with it, even though it didn’t translate into immediate wealth. But boy, did it set him on the proper path.
In this letter:
- #Nairalife:He Sabotaged His Dad’s Plan For Him, And Now He Makes ₦3.5m/Month
- HustlePrint: How to Get Into Product Marketing as a Newbie
- #LoveCurrency: Dating in Lagos on a ₦260k Data Analyst Monthly Income
- Money Meanings: “Vesting Period”
- Game: #HowMuchLast
- Where The Money At?!
illustration box 2
The #NairaLife of a Travel Agent Who Hated Being the Broke Partner
It’s not every time someone makes 100x their old salary in less than three years, but that’s what the 25-year-old data engineer in this story did. What made all the difference and set him on this path was a bet he took in 2014.
The best way to buy and sell crypto
Bundle is a cryptocurrency exchange that aims to provide access to cryptocurrency trading for everyone. With over 80 assets, the app is designed to make crypto trading easy and seamless.
Learn and trade cryptocurrency easily with Bundle on Android or iOS.
This is partner content.
–>
How to Get Into Product Marketing as a Newbie
Daniel Orubo’s hustle story took us through his transition from the media industry to tech product marketing, but how do you start a product marketing career as a JJC? That’s why we’ve made this guide
Married Life of Humanitarian Workers on a Combined ₦750k Monthly Salary
Christabel* and Henry* fell in love after a year of working together for a social association. While Christabel is more prudent with money, Henry enjoys going all out for the people he loves. Now they live together as a married couple and tell Zikoko how their personalities complement and balance out each other.
illustration box 3
Get the most comprehensive insights and stories about Africa’s tech and business ecosystem. TC Daily goes out every week at 7 AM (WAT).
–>
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s find out how much you’re willing to live in what everyone swears is a sane city. So, #HowMuchLast for a 2-bedroom apartment in Abuja?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
Did someone awesome send this to you?
-
The Z! Crossword: Vol. 10
Crossword Answers
Across
1- Rant, 5 – God, 6 – Shalaye, 10 – DSTV, 11 – NEPA, 13 – Ronu, 14 – Meat, 15 – Dey play, 16 – Idan
Down
2 – Tiwa Savage, 3 – Cooler, 4- HERtitude, 7- Ajo, 8 – Panama, 9- Head, 12 – Amala
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The Z! Crossword: MET Gala Edition
Crossword Answers
Across
1- Viola, 3 – Purse, 6 – AnnaWintour, 7 – Rate, 9 – DojaCat, 10 – Skepta, 12 – Mid, 13 – Crumbs
Down
2 – KarlLagerfeld, 4 – Halle, 5 – Rihanna, 7 – RedCarpet, 8 – Viola, 11 – Tems
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MoneyByZikoko: She’s 38, Vulnerable, and Earns ₦25k/month
Vol 28 | 01-05-2023
Brought to you by
|
Happy New Month, {$name}! 🌞
I don’t know how I feel about today being the last public holiday for some time. But we had a good run, didn’t we?
We move, boys and girls.
Today’s #NairaLife reminds me of the lyrics to Burna Boy’s “Common Person.” The only difference is that although the subject has had a long and relatively difficult life, I don’t think she has found her happiness yet.
And it’s mostly because of one person — her husband who, for some reason, is dedicated to being her biggest opp.
In this letter:
- Last Month in Money
- #NairaLife: She’s Saving For Her Future, and She’s at $150k
- HustlePrint: How My Media Experience Prepared Me for a Tech Product Marketing Role
- #LoveCurrency: Dating Life of an MSC Student on a ₦50k Monthly Allowance
- Money Meanings: “Mutual Funds”
- Game: #HowMuchLast
- Where The Money At?!
Last Month
In Money
₦8,000,000,000
This is how much Fidelity Bank paid to purchase Union Bank’s UK subsidiary. The word is that Union Bank wants to focus on the Nigerian market. On the other hand, Fidelity Bank is looking to do more with diaspora banking. 16.3% to 18.6%
It looks like you can expect to pay more for your DStv subscription. Multichoice has announced that they’ll increase the prices of their plans by 16.3% to %18.6 from May 1. Why? Nigeria is happening to them, too. Soz, boss.
The #Nairalife of a Nanny Planning Her Life Post-separation With ₦25k/month
Inside this week’s #NairaLife is a 38-year-old who was forced to leave her husband of 19 years when he kicked her out. Now she’s hoping her job will get her two of her most important needs — accommodation and a business. Her salary? ₦25k
The best way to buy and sell crypto
Bundle is a cryptocurrency exchange that aims to provide access to cryptocurrency trading for everyone. With over 80 assets, the app is designed to make crypto trading easy and seamless.
Learn and trade cryptocurrency easily with Bundle on Android or iOS.
This is partner content.
How My Media Experience Prepared Me for a Tech Product Marketing Role
Daniel Orubo worked in the media for over six years before deciding to transfer his skills to a tech role. He stuck to the process and completed his transition into the tech industry in 2021. Now he’s a product marketer at Piggyvest.
But how did he do it?
An excerpt: “When I decided to transition into tech, I quit my job, although I didn’t have another one lined up — a career first. Then I tweeted that I was looking for a marketing role in tech. I didn’t know what I thought the tweet was going to accomplish, but some cool founders reached out to me. I’m still amazed by the quality of people who wanted to work with me.”
Dating Life of an MSC Student on a ₦50k Monthly Allowance
Folake* (27) met her partner, Ezra* (26) during their NYSC in Kaduna, and they bonded over their knowledge of God and shared birthdays. In this story, she tells Zikoko about their initial fake relationship, celebrating their birthdays together, and how they plan to finance their upcoming wedding.
An excerpt: “We’re very open about our finances, and this makes it easier for our relationship because we know what each person can do, and we’ve learned to be content with what we get. We have simple dates where we buy shawarma and ice cream or food from Chicken Republic when we can’t go to a restaurant. The expensive dates are for when we go out with friends, and he usually offers to pay. I think the bill for our birthday last year was about ₦40k. He didn’t show me.”
illustration box 3
Get ahead of the curve on the latest trends in lending among Nigerians with TechCabal Insight’s latest report on the family and social borrowing market in Nigeria.
The report in partnership with Sycamore, provides comprehensive analyses of the informal market and how technology can be leveraged to improve the family lending sector in Nigeria.
If you’re interested in the dynamics of borrowing between family and friends, and how technology can solve the problem, take a look below.
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
Today, let’s see how much you’d be willing to pay to go on sea cruises whenever you want. #HowMuchLast for a yatch?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s “OG” Mr. Money
Did someone awesome send this to you?
-
MoneyByZikoko: Her Last Job Paid her ₦133k. Now She Earns ₦2m
Vol 26 | 17-04-2023
Good morning, 🌞
I’m a big fan of today’s Naira Life for a few reasons. But the biggest is probably how the subject has done multiple things over the year and ensured she was good at them. Ultimately, the different pivots and her dedication to the processes got her a big break.
According to her, she couldn’t afford not to be a hard worker. Let’s find out why, shall we?
In this letter:
- #Nairalife: She Struggled Financially For A While. She Never Wants To Go Back
- HustlePrint: From Unpaid Volunteer Roles to Working at an International NGO
- #LoveCurrency: Married Life in the UK on an £800 Monthly Sales Rep Income
- Money Meanings: “Arbitrage”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: She Struggled Financially For A While. She Never Wants To Go Back
This 30-year-old business exec has done multiple things for money — from managing a food business to working in HR and brand communication. But business development stuck, and it’s what brought her monthly income from ₦133k to ₦2m.
From Unpaid Volunteer Roles to Working at an International NGO
Deola Durodola is an Executive Director at United Way. For #Hustleprint, she tells us about discovering the non-profit sector in secondary school, building her career through unpaid volunteer roles and how she landed her current job.
Married Life in the UK on an £800 Monthly Sales Rep Income
After four years of dating between Abuja and Lagos, Susan and David refused to deal with an even longer distance, so they married and moved to the UK. But how are they finding their feet in a new country while navigating the early stages of their marriage?
An excerpt: “It’s beginning to feel like we’re a married couple. I have my own pots and a kitchen! Even after the court wedding and introduction, it still felt like we were dating because we spent limited time together, but now it’s different. Nothing has changed in how we treat each other, but we’re settling into this new life together.
He pays the rent and major bills from what he makes from his part-time care job. And I’ve become more prudent with money. Some days back, we saw a nice hoodie on our way home, and he was considering getting it for me, but I told him it wasn’t necessary.illustration box 3
In Nigeria, family and social lending are an integral part of the economy and play a crucial role in supporting individuals and households in meeting their financial needs.
In a country where access to formal financial institutions is limited, these transactions serve as an alternative means of obtaining financial support. While there may be some risks associated with this phenomenon , family lending offers unique benefits that should be recognized and harnessed for the benefit of all.
On Friday, April 28th, at 5 PM(WAT) we will bring together key players and experts in the fintech industry including Tunji Andrews – CEO, Awabah and Tunde Akin-Moses – CEO, Sycamore to discuss the various ways to tackle the challenges of informal household financial transactions.
–>
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s find out how much you’re willing to pay for clear and balanced sound. So, #HowMuchLast for a headset?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
Did someone awesome send this to you?
-
MoneyByZikoko: How Much is Your Voice Worth?
Vol 25 | 10-04-2023
Good morning, 🌞
I like stories like this week’s Naira Life. It’s one where you’re going on one path or exploring multiple options, and out of nowhere, an opportunity comes and changes everything. For the lady in this story, one thing drove the chain of events of everything that’s happened in the past six years; her voice.
Let’s get into it.
In this letter:
- #Nairalife: How Did She Hit Impressive Financial Milestones At 22? Voice Acting
- HustlePrint: How to Actually Make Money on YouTube
- #LoveCurrency: An Enugu to Canada Long-Distance Marriage on a ₦210k Monthly Income
- Money Meanings: “Market Capitalization”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: How Did She Hit Important Financial Milestones At 22? Voice Acting
Before 2017, the 22-year-old in this story was just a university student who’d tried a few businesses. A radio internship and job recommendation unlocked a potential long-term stream of income for her. The key to this? Her voice.
Seven years of throwing things at the wall later, this is what her finances look like.
How to Actually Make Money on YouTube, According to Eric Okafor
Last week, we shared how Fisayo Fosudo has built a visual storytelling brand on Youtube over the past seven years. Today, we’re showing you how you can secure your own YouTube bag and will be drawing lessons from another Youtuber — Eric Okafor.
An Enugu to Canada Long-Distance Marriage on a ₦210k Monthly Income
Dinma* (27) met her husband Nnamdi* (34) for the first time a few days before their court wedding in 2021. In this article, she tells us about Nnamdi asking her to marry him four months after they started talking, planning their wedding together online and how they manage the distance and time difference in their marriage now.
An excerpt: “We have conversations about money. We even agreed to open a joint account that he’d be funding mostly till I got a better-paying job, but we didn’t have time to go to the bank the last time he was around.
He knows I earn a decent salary, and can comfortably take care of my feeding, electricity and fuel bills, he assists with the heavy bills like rent and car maintenance. So whenever he doesn’t have money or has other financial commitments, he tells me, so I can prepare to cut costs for that period.
”illustration box 3
A survey data by EFInA in 2020 on financial inclusion shows that 1 in 3 Nigerian adults are financially excluded – with no access to formal financial services such as payment, savings, and credit. This means that individuals and business owners who are financially underrepresented usually rely on family, friends, or coworkers for financial support and are bound by the principal amount.
Financial institutions, banks, and fintech have developed different products and services to capture this market segment, yet gaps abound.
Join us on Friday, April 14th at 5 PM (WAT) as we will be discussing the challenges, and inefficiencies associated with lending among family and friends.
–>
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s find out how much you’re willing to pay to travel the world. So, #HowMuchLast for a plane ticket?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
Did someone awesome send this to you?
-
How Would You Navigate an Irregular Income Source?
Vol 16 | 03-04-2023
Good morning, {$name}! 🌞
When people talk about the gig economy, it’s mostly about how flexible and freeing it is. You know, you choose your schedule and decide when to work. This is true. But so is something else: there’s no guarantee of a steady income. Even if the income is consistent, it might not be enough to live on. Some people are lucky and won’t ever have to relate to this. But for people like the photographer in this #NairaLife, making enough money from the gig economy is a constant struggle.
What does this mean for him?
In this letter:
- Last Month in Money
- The Unstable #NairaLife of a Photographer Stuck In the Gig Life
- HustlePrint:How Fisayo Fosudo Went From Graphic Designer to Top Visual Storyteller
- #LoveCurrency: Dating in Kaduna on a ₦300k+/Month Filmmaker Income
- Money Meanings: “Gig Economy”
- Game: #HowMuchLast
- Where The Money At?!
Last Month
In Money₦869, 000, 000, 000
The federal government is looking for eight hundred and sixty-nine million naira. What do they want to use it for? The 2023 general census.
$53, 000, 000
The US department of justice announced in March that they recovered roughly fifty-three million dollars as part of “proceeds of illicitly awarded contracts” involving Nigeria’s former minister of petroleum resources Diezani Alison-Madueke and two of her associates.
₦53,000,000,000,000
Nigeria’s money supply rose to fifty-three trillion naira in March, up from 52.2 trillion naira recorded at the beginning of the year.
The Unstable #NairaLife of a Photographer Stuck in the Gig Life
This 27-year-old’s biggest frustration is how unstable his income is despite all his hard work.
In the past eight years, he’s tried several things to make money, but the one thing that’s stuck has barely moved the needle on his finances.Where does he go from here?
–>
Interested in getting tech career resources and insights?
Then sign up for Entering Tech to get started!How Fisayo Fosudo Went From Graphic Designer to Top Visual Storyteller
Before Fisayo Fosudo became a tech reviewer and Youtuber, he was a graphic designer and social media strategist. But he’d always loved video content. In 2017, he decided to scratch an itch and pursue video content creation full-time.
Six years and over 400k Youtube subscribers later, he hasn’t missed a beat.
Dating in Kaduna on a ₦300k+/Month Filmmaker Income
Stephen’s girlfriend fell in love with him when he had just ₦30 to his name. Six years have now passed and he’s in a better place financially. But what expectations does she have of him and their relationship?
An excerpt: “My girlfriend knows everything about my finances. I’m so transparent with her because I don’t see the need to hide anything from someone I plan to spend the rest of my life with. I help her with negotiations when she has cooking jobs, and I give her money to keep for me — ₦150k here, ₦250k there.”
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
Today, let’s see how much you’d be willing to pay for the best lumbar support. #HowMuchLast for an ergonomic office chair?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. Money
Did someone awesome send this to you?
-
MoneyByZikoko: Do You Trust Yourself With Money?
Vol 23 | 27-03-2023
Good morning, 🌞
Let me ask you a question. Does a relatively well-paying job guarantee financial stability?I imagine your go-to answer will be a quick “Yes”. The subject in today’s Naira Life will probably go for that, too, except that it’s not been his experience.
While he’s recorded some growth in his income and career in the past five years, it hasn’t reflected in his financial health. He knows what to do to fix this. But he’s not sure how to pull it off.
Let’s get into it.
In this letter:
- The #Nairalife of an Accountant Who Doesn’t Trust Himself With Money
- HustlePrint: How to Secure Your Tech Bag as a Software Engineer
- #LoveCurrency: Dating in Lagos on an ₦800k Monthly Digital Marketing Income
- Money Meanings: “Return on Investment”
- Game: #HowMuchLast
- Where The Money At?!
The #NairaLife of an Accountant Who Doesn’t Trust Himself With Money
Since getting his first job in 2018, the 25-year-old accountant on this week’s Naira Life has been on an upward income trajectory. Is he close to financial stability? He doesn’t think so. His biggest struggles? toxic financial decisions and his inability to manage lifestyle creep.
How to Secure Your Tech Bag as a Software Engineer
Last week, we shared Chisom’s hustle story and how she landed at Microsoft straight out of uni. This week, we’ve worked on a short guide on how to start a career in software engineering.
What are the qualifications you’ll need? Is there even a difference between a software engineer and a developer? How do you start making the big bucks?
These are some of the questions this Hustleprint guide answers.
Dating in Lagos on an ₦800k Monthly Digital Marketing Income
*Bayo’s office romance with a senior colleague started as a love-hate relationship. Yet less than six months later, he’s sure she’s the one. The only issue is can he sustain the life of luxury she’s used to?
An excerpt: “I’m trying to get my girlfriend to save more. She currently earns ₦250k, but most of it goes into her bills — her house rent is the biggest at ₦2.2m/year. Her parents assist with some of that, but she still has small bills like electricity and maintenance. I think that’s too much money to pay for a place to stay.
She recently got a job offer of twice her current salary, and I’ve already started encouraging her to live on her old salary and save the difference.”
illustration box 3
Get weekly insights into Nigeria’s political landscape.
Sign up for Game of Votes to get started–>
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s find out how much you’re willing to pay for “cold air”. So, #HowMuchLast for an air conditioner?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
Did someone awesome send this to you?
-
MoneyByZikoko: Have You Ever Lost a Job in Your First Week?
Vol 22 | 20-03-2023
Good morning. 🌞
We often think about the job that will change the trajectory of our lives and finances. It’s almost impossible not to.
But what happens when you finally find the “perfect job”, and it ends up being a false start? What if you start a seemingly life-changing job and get laid off in your first week?If you ask today’s Naira Life subject these questions, her answer will go something like, “been there, done that.”
She’ll probably also tell you how her income grew slowly for years before it took a giant leap.
Let’s get into it.
In this letter:
- #NairaLife: This Product Manager Went from ₦220k to ₦1.4m Monthly in Two Years Through Remote Jobs
- HustlePrint: How Did This Nigerian Student Get Into Microsoft With Zero Work Experience?
- #LoveCurrency: A Berlin to Lagos Long-Distance Marriage on a $4k Monthly Income
- Money Meanings: “Bad Debt”
- Game: #HowMuchLast
- Where The Money At?!
This #NairaLife Of A Product Manager Who Went from ₦220k to ₦1.4m Monthly in Two Years Through Remote Jobs
In 2021, this #NairaLife subject was laid off in her first week at a “life-changing job” at a tech company. While her savings provided some comfort, her next job offer tilted the scales back in her favour. Her next stop? A UK master’s degree to improve her earning potential.
This Nigerian Student Got Into Microsoft With Zero Work Experience, How She Do Am?
Chisom Nwokwu is a 21-year-old software engineer at Microsoft. She realised in uni that there was more to life than good grades and started coding in her second year. But between years of learning, 30-50 daily applications and rounds of failed interviews, how did she eventually land a job at Microsoft?
A Berlin to Lagos Long-Distance Marriage on a $4k Monthly Income
For 28-year-old Obi and his wife, their relationship was built on spending quality time together and eating their fave foods. But with his move to Germany right after their wedding, how do they manage the distance?
An excerpt: “We buy things for each other sometimes, but we usually send money. For instance, for Christmas 2021, I got her shoes, sneakers, a leather bag and necklace. For her birthday the following year, I sent her $1k. Other times, I give her my card to pay for stuff, or send her the occasional ₦100k – ₦200k when she wants something. ”
illustration box 3
Want to stay ahead of curve and get futuristic analysis of the business of tech in Africa? Then Sign up to the Next Wave Newsletter to get started.
–>
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s find out how much you’re willing to pay for a good night sleep. So, #HowMuchLast for skincare products?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
Did someone awesome send this to you?
-
MoneyByZikoko: Would Your Dreams Unlock Your Next Income Level?
Vol 21 | 13-03-2023
Good morning, {$name}. 🌞
The running theme in today’s Naira Life is the hidden costs that make dreams come true. For seven years, this subject’s ultimate goal was returning to school. Now that it’s happening, he can only hope it sets him on a path to financial freedom.
But his motivations also run deeper. This didn’t make the final draft of the story, but when I asked him why he was so intentional about getting higher education, he said:
“My mum didn’t go to school because her father decided to focus only on her brothers. One of her brothers became a medical doctor, and another a banker. Until her death, my mum believed she would have done better in life if she had the same opportunities her brother did.”
This week’s #HowMuchLast game could alternatively be called “How much is a good night’s sleep worth.” I’m very curious to see your answers.
In this letter:
- The #Nairalife Of A Tricycle Operator Who Won’t Stop Betting On Himself
- HustlePrint: Everything You Should Know About Becoming a Chef in Nigeria
- #LoveCurrency: Co-habiting in Yaba, Lagos, on a ₦500k Monthly Income
- Money Meanings: “Bank Run”
- Game: #HowMuchLast
- Where The Money At?!
The #Nairalife Of a Tricycle Operator Who Won’t Stop Betting On Himself
The 29-year-old in this #NairaLife is a tricycle operator and typically earns between ₦4k to ₦10k per day. But not for much longer. Between 2012 and 2019, he nursed a dream of getting higher education. Now he’s making it happen and hoping it’ll unlock his next level of income.
Foodies and Aspiring Chefs, Are You Sleeping on This Income Opportunity?
Sola Ajao’s hustle story taught us one thing: You can do what you love, and become a baller while at it. She took her love of cooking to Boston, US and has made a profitable business out of it.
If you also have a passion for the kitchen arts, this guide will take you step-by-step on how you can make money from it too.
Co-habiting in Yaba, Lagos, on a ₦500k Monthly Income
In 2018, 22-year-old Adanna* randomly travelled to Lagos to hook up with a Facebook friend and ended up cohabiting with him. She never returned home. Four years later, she tells Zikoko how she’s living with her partner in Yaba on a ₦500k monthly income.
An excerpt: “I had an unhealthy relationship with money growing up. I didn’t understand money early as I was raised to be terrified of it. If you give me ₦5m today, I would freak out and overthink and micromanage every single expense. But not my man. He’s more comfortable with money. He’s the one who taught me to spend — especially on things I used to consider ridiculous like ₦50k on a single restaurant outing. He’s helped me ease the burden of guilt and taught me that above everything, money is a tool.”
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Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s find out how much you’re willing to pay for a good night sleep. So, #HowMuchLast for an orthopaedic mattress?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the meantime, keep reading Zikoko’s articles and be sure to share the love.
Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
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MoneyByZikoko: Do You Have a Safety Net to Fall Back on?
Vol 20 | 06-03-2023
Good morning, 🌞
One of my favourite things about today’s Naira Life subject is how he took valuable lessons from the aftermath of a financial decision his dad made when he was 15 or 16. This event propelled him to build his saving muscle and prioritise safety nets. 17 years have passed since then, and I don’t think he regrets it.
A sidebar: I find it interesting that today’s Nre people who left Nigeria fNorth America to start something new.
For #HowMuchLast, I went for a piece of tech I’ve been obsessed with for a few months now, and I cannot wait to see how much you’d pay for it.
In this letter:
- Last Month in Money
- The #Nairalife of the Project Manager Confident About His Safety Nets
- HustlePrint: After 20 Years of Catering, She Finally Opened a Food Store in the US
- #LoveCurrency: An Open Relationship on a ₦73k Monthly Income
- Money Meanings: “Break Even”
- Game: #HowMuchLast
- Where The Money At?!
Last Month
In MoneyThe old ₦200, ₦500, ₦1000 notes may still be legal tenderThe Supreme Court has ruled that the old notes will remain legal tender until December 31, 2023, reversing the CBN’s February 10, 2023 deadline. Will this mark the end of the current cash scarcity? We certainly hope so.
₦32, 400, 000
This is what thirty-two million, four hundred thousand naira looks like in figures. It’s also the amount the Economic Financial Crimes Commission (EFCC) intercepted from ONE PERSON during the just-concluded presidential election in Lagos. Word is the money was meant for vote-buying.
The #Nairalife of the Project Manager Confident About His Safety Nets
The recurring theme in this #Nairalife is safety nets. The 32-year-old project manager in the story saved up ~₦21m in about five years. Now he lives in a country with free healthcare and earns $90k/year. He may have 101 problems right now, but being broke isn’t one.
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After 20 Years of Catering, She Finally Opened a Food Store in the US
Sola Ajao is a 59 -year-old Nigerian woman based in Boston, US. She started cooking at 10 and grew to love it. But when she moved to the States to get married, she realised there was a gap in accessing African foods. She’s spent 20 years building a business to bridge the gap and tells us how she’s done it.
An Open Relationship on a ₦73k Monthly Income
20-year-old Kabir* is an NYSC member who believes in expressing love through gifts. In this interview, he talks about his money anxieties, moving from “Fanta and meat pie” dates to proper restaurant outings and exploring sex with multiple partners in his open relationship.
An excerpt: “I like nice things but we’re not flashy people. We just want to be able to afford things we want, buy a house, and go on vacation maybe twice a year.”
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
Today, let’s see how much you’d be willing to pay for access to the metaverse. #HowMuchLast for a VR Headset?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. Money
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MoneyByZikoko: Would you work in the civil service?
Vol 19 | 27-02-2023
Good morning. 🌞
I’m fascinated by civil servants, and I like talking to as many as I can find. My mum has been working for the government for about two decades, and it was from her I first learned that what civil servants don’t get in rapid income growth, they get in job security and credit and financing structures.
This is also true for the 36-year-old civil servant in today’s NairaLife. For the better part of the last 13 years, she’s had to constantly punch above her financial weight in pursuit of her basic and grand goals. Ultimately, what made the difference was largely connected to her career in the civil service.
Without further ado, let’s dive into this week’s stories.
In this letter:
- #NairaLife: She’s a Civil Servant and Her Investment Choice is Real Estate
- HustlePrint: What Does a Career in Data Science Involve? Here’s the Tea
- #LoveCurrency: Dating in Lagos on an ₦80k Administrative Officer Income
- Money Meanings: “Purchasing Power”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: She’s a Civil Servant and her Investment Choice is Real Estate
The civil servant in this #Nairalife has worked for 18 years and her current gross salary is ₦684k. But she also owns real estate worth over ₦40m.
How did she do this while supporting a family? Years of little moments adding up, relationships and access to loans.This is what her #NairaLife looks like
Some other great money articles you should read:
What Does a Career in Data Science Involve? Here’s the Tea
Last week on Hustleprint, we shared how Zainab Ayodimeji decided that her Agricultural Engineering degree wasn’t the hill she wanted to die on and kickstarted a career pivot in data science.
Drawing influences from that story, we worked on a step-by-step guide on how you can become a data scientist too.
Dating in Lagos on an ₦80k Administrative Officer Income
Oge (33) met Ugo (31) on Twitter in 2021. Two years and 30+ love emails later, they’re engaged and planning their future together on a combined income of ₦280k.
An excerpt: “Since 2021, when he was earning ₦80k, till now that he earns ₦200k, he’s been transparent about how much money comes in, goes out, and how much he saves. He knows how much I earn and I save too. We’re both part of an ajo. We save ₦30k each, and I try to save up to ₦40k in some months.“
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s test how much you’re willing to pay for what everyone swears is fast internet. So, #HowMuchLast for a Starlink device?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the meantime, keep reading Zikoko’s articles and be sure to share the love.
Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. Money
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MoneyByZikoko: How do you get out of tricky financial situations?
Vol 18 | 20-02-2023
Good morning, 🌞
Can you guess how much cash I’m currently holding? ₦100.
I’m not going to lie; the note is a prized possession at this point. I randomly catch myself reaching for my wallet to confirm it’s still in there. I’d never thought this day would come, but here we are.
It’d be hilarious if it wasn’t a chaotic situation.
Speaking of chaotic situations, the fashion designer in today’s #NairaLife is no stranger to those. In the past 10 years, she’s had to deal with a few financial struggles. Some were out of her control, and others were a consequence of her decisions. But somehow, she always finds a way out of them.
On #LoveCurrency, the theme is “love will always come through”. To mark this year’s Valentine’s Day, six people share details of their relationships and how much it costs them to celebrate special occasions with their partners.
In this letter:
- #NairaLife: How Does This Fashion Designer End Up in Tough Financial Situations?
- HustlePrint: From Studying Agricultural Engineering to Working at Spotify
- #LoveCurrency: Valentine’s Day Spending Across 6 Different Relationships
- Money Meanings: “Collateral”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: How Does This Fashion Designer End Up in Tough Financial Situations?
This 25-year-old fashion designer has had a fair share of tricky financial circumstances. But the consistent pattern in her story is how she always finds random people to get her out of them.
This is what her #NairaLife looks like
Some other great money articles you should read:
From Studying Agricultural Engineering to Working at Spotify
In 2016, Zainab Ayodimeji began her transition into tech after realising that her agricultural engineering background may not give her the career and income growth she wanted. Now, she’s helping Spotify teams make important decisions for users. In this story, she shares how the journey was a mix of vibes, strategy, and pure luck.
Valentine’s Day Spending Across 6 Different Relationships
In case you missed it: last week Tuesday was Valentine’s Day. And while we were in the spirit, we explored how lovers across different relationships came through for one another and the cost of doing this. From a student’s first Valentine with his girlfriend to the long-distance married couple and the writer receiving gifts from three different partners, this special edition of #LoveCurrency is one hell of a sappy read.
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s test how much you’re willing to pay for what everyone swears is fast internet. So, #HowMuchLast for a Starlink device?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. Money
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#MoneyByZikoko: How long can you go without cash?
Vol 17 | 13-02-2023
Good morning. 🌞
If you live in Nigeria, you know POS agents are currently the most sought-after group after fuel attendants. With the new naira notes scarcity and crazy-high charges for cash withdrawal
by POS agents, it’s easy to imagine these guys are swimming in money.We got a POS agent for today’s #NairaLife. While he confirms he makes more money now, he admits the cashless policy threatens his business and wants to start other businesses ASAP.
In the spirit of looking for better opportunities, this #LoveCurrency subject urgently needs something better to supplement his ₦40k teacher salary. But how does he manage — with a
serious relationship, no less — now?In this letter:
- The #NairaLife of a POS Agent Forced to Plot New Business Moves
- HustlePrint: Everything You Should Know About Becoming an Actor in Nigeria
- #LoveCurrency: Dating on a ₦40k Monthly Teacher Salary in Port Harcourt
- Money Meanings: “Cashless Policy”
- Game: #HowMuchLast
- Where The Money At?!
The #NairaLife of a POS Agent Forced to Plot New Business Moves
The 27-year-old in this #NairaLife worked security jobs for nine years before saving up to launch his POS business. But now, he might need to find something else because the current cash scarcity is a sign of things to come.
Can he give us his POS machine when he starts the other businesses, though? 👀
Some other great money articles you should read:
Everything You Should Know About Becoming an Actor in Nigeria
Since we shared Jemima Osunde’s hustle story, we
decided to let our first Hustleprint guide answer all the questions you might have about starting an acting career.
What do you need to start an acting career? How many hours a week would you work? How do you start making money? We answered it all.
Dating on a ₦40k Monthly Teacher Salary in Port Harcourt
After losing a marketing job in Lagos, 30-year-old Chidi moved to Port Harcourt. Five years later, he’s managing a ₦40k teaching job, zero savings, ₦300k debt and a supportive girlfriend who believes his hard work will pay off someday.
An excerpt: “In December, the government announced that those loan sharks were illegal, so I’m not paying. I used to be scared of their threats, but now, I’m a comrade. I’ve cancelled borrowing sha. I’m trying to leave this school and look for a better-paying job. If I can find a school that’ll pay ₦150k, that’d be great.”
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, let’s test how much you’re willing to pay for love. So, #HowMuchLast for a Valentine’s Gift Box?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Tife,
Zikoko’s resident money girl
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#MoneyByZikoko: Over $150k in savings, but this lawyer wants more
Vol 16 | 06-02-2023
Brought to you by
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Good morning! 🌞
Today’s #NairaLife subject reminds me of myself, minus the $150k in savings, of course. It’s great to save for the future, but what happens when you don’t have enough money to live the life you want now? Come back and answer when you’ve read the story.
On Love Currency, our subject may not have $150k, but she’s been saving since she was 10. Now, she’s saving more than half her salary and planning her relocation to the UK — which may or not be because of her boyfriend.
Enough savings talk. What’s the craziest career pivot you’ve seen? For our first Hustleprint story, we got Jemima Osunde to tell us how she makes the most out of Physiotherapy and Nollywood.
In this letter:
- Last Month in Money
- #NairaLife: She’s Saving For Her Future, and She’s at $150k
- HustlePrint: Doctor by Day, Nollywood Sweetheart by Night, How She Do Am?
- #LoveCurrency: Dating in Port Harcourt on a ₦249k Lab Scientist Salary
- Money Meanings: “Savings”
- Game: #HowMuchLast
- Where The Money At?!
Last Month
In Money
₦48,809,521,349.60
That’s what £88 million looks like in naira, and it’s what Chelsea paid to Shakhtar Donetsk for Mykhailo Mudryk’s controversial signing. Controversial because Arsenal also had eyes for the winger, but as they say, money answereth all things.
₦30,000,000
That’s the amount of new naira notes the Central Bank of Nigeria (CBN) in Bauchi claims to allocate daily to all banks in the state. Does anyone know how much is allocated daily to other states? Because the long queues for cash don’t seem to be letting up.
Four days to go
CBN’s deadline extension for depositing old naira notes ends on February 10th 2023. Do you think it’ll also mean an end to the current new-naira-notes scarcity?
She’s Saving For Her Future, and She’s at $150k
The 28-year-old lawyer on this #NairaLife has over $150k in savings but put her financial happiness at 5/10. Why? Because the money is for her future, and she needs money for now.
Honestly, I see her point.
What Do You Want to Do Today?
I want reliable information to make business and lifestyle decisions to live a Sparkling Life. I want to bank with Sparkle, because it’s digitally simple ✨
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Doctor by Day, Nollywood Sweetheart by Night, How She Do Am?
“My self-given nickname is “one true self”. I’m an acting physiotherapist, doctor-actress, health worker-entertainer, whatever version people prefer. I’m one person living the best of both worlds, that’s what makes me who I am.”
Dating in Port Harcourt on a ₦249k Lab Scientist Salary
Peace* is working two jobs, saving more than half her salary and planning her relocation to the UK. In this story, she talks about saving since she was 10, getting back together with her ex after a year and her father’s disapproval of marrying at a young age.
An excerpt: “I used to keep some part of whatever money I was gifted in a pink purse she gave me. Even though I kept the purse in her room, I remember sneaking out random ₦200s and ₦300s to give my uncle who lived with us then. He promised to buy me a car when I was in university.”
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
Today, let’s see how much you’d be willing to pay for high-speed internet. #HowMuchLast for the Starlink internet system?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Tife,
Zikoko’s resident money girl
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#MoneyByZikoko: Can you leave your career decisions to God?
Vol 15 | 30-01-2023
Brought to you by
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Can you leave your career decisions to God?
Before we get into today’s stories on money, I have an announcement.
We’re launching a new flagship tomorrow. It’s a double-packed column where we interview someone successful in a field and ask how they did it, then create a helpful guide for you the next week.
You’ve followed our stories about how people navigate money, now we want to help you make solid career decisions that might help you make some. Whether you’re just starting your career or already a pro, Hustleprint dey for you.
Today’s Money stories also talk about careers. For #LoveCurrency, our subject is focused on living the baby girl life now, and figuring out a career later. Our #NairaLife subject however, he left
everything — including major opportunities — to follow God’s plan for him to start a music career.Has he made any money from music yet? Well, sort of. If you count the $5 he got from Spotify.
In this letter:
- The #NairaLife of a Career Directed by God
- #LoveCurrency: The Dating Life of an Undergraduate on a ₦160k+ Monthly Allowance
- Money Meanings: “Emergency Fund”
- Game: #HowMuchLast
- Where The Money At?!
The #NairaLife of a Career Directed by God
After years making millions as an influencer, the 23-year-old on this week’s Naira Life is following God’s plan and starting a career in music.
I have aunties who’d ask if he’s sure it was God or the powers from his father’s house. 💀
Some other great money articles you should read:
What Do You Want to Do Today?
I want reliable information to make business and lifestyle decisions to live a Sparkling Life. I want to bank with Sparkle, because it’s digitally simple ✨
This is partner content.
The Dating Life of an Undergraduate on a ₦160k+ Monthly Allowance
Bella* is living the baby girl life, with no job, heavy bills or need for savings. In this story, she talks about meeting her two current boyfriends on Instagram and having her parents as her safety net.
An excerpt: “I could post online, and guys would slide into my DM. One time, I complained on IG about issues with my bank. One guy asked for my account number and sent ₦50k. Another one sent ₦30k. I can tell some people I like something, and they’d send me the money to get it.”
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
So technically, the new Naira notes aren’t for sale. But they’re scarce, and word on the streets say POS operatives charge an arm and leg extra for them. So, #HowMuchLast for a ₦50k stack of the new Naira notes?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Tife,
Zikoko’s resident money girl
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#MoneyByZikoko: Have you ever failed at a business?
Vol 14 | 23-01-2023
Brought to you by
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Good morning! 🌞
It’s finally salary week, and I’m so excited I could cry. Some of us just want to know what it feels like for money to enter our accounts again.
For others, salary week means freedom from the many loans taken to survive January’s 774 days.
I’m not sure what kind of salary would save today’s #NairaLife subject. He’s currently ₦2m in debt. He didn’t exactly set out to be in so much debt, though.
Just like how this #LoveCurrency subject didn’t set out to be the poor partner with a trying-to-survive career in the relationship. Love happened, and even though his 15-year-older partner can afford to spend his entire salary in one night, he tries to balance the dynamic through the power of thoughtful gifting.
Wouldn’t life be so much easier if we could all manifest as much money as we need?
In this letter:
- #NairaLife: He’s 23 and on His Sixth Business in Three Years
- #LoveCurrency: Cohabiting in Lekki on a ₦90k Customer Rep Salary
- Money Meanings: “Capital Gains”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: He’s 23 and on His Sixth Business in Three Years
The 23-year-old student on this week’s Naira Life started his first business in 2020. Since then, he’s tried and failed at five businesses. He doesn’t know what it is, but something keeps pushing him to try again, even though he’s now in ₦2m debt.
It’s the persistence for me.
Some other great money articles you should read:
What Do You Want to Do Today?
I want reliable information to make business and lifestyle decisions to live a Sparkling Life. I want to bank with Sparkle, because it’s digitally simple ✨
This is partner content.
Cohabiting in Lekki on a ₦90k Customer Rep Salary
Alexei* is a 26-year-old man with a partner who’s 15 years older and earns enough to spend Alexei’s salary in one night. In this article, he shares the misconceptions about their relationship, the power dynamic and how he gets away with being poor through the power of gifting.
An excerpt: The worst happened two weeks ago. I’d sent their official driver to help me pick up a delivery, and when they came back to the house, the security guard knocked and said, “They’re looking for your daddy.”
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, we’re testing your taste in music. #HowMuchLast for a ticket to Wizkid and Davido’s joint tour?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Tife,
Your Money Girl
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#MoneyByZikoko: What Do You Bring to the Table?
Vol 13 | 16-01-2023
Brought to you by
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It’s a new week!
I can’t hold my excitement as we enter into January’s 17th week. First, because we’re finally getting into the year, but secondly, and more importantly, because salary week is coming!
But if you see me outside, squeeze $1m into my hand.
The two stories we’re bringing your way today aren’t so similar, but they’re both captivating. For Naira Life, a gifted child was made to study architecture but decided to become an editor instead. She thinks she made the right choice.
On Love Currency, our subject wants to switch back to when her husband earned more than her because most of her salary now goes into family savings, and the responsibility is overwhelming.
In this letter:
- #NairaLife: Her Parents Chose Architecture. She Chose Music and Writing
- #LoveCurrency: Married Life in Lagos on a ₦1.3m Monthly Accountant Salary
- Money Meanings: “Golden Hello”
#NairaLife: Her Parents Chose Architecture. She Chose Music and Writing
Because she could draw, this week’s #NairaLife subject’s parents thought architecture would be a great fit for her.
In university, she joined the press and media team and, from there, launched her editor career. Now, she’s a musician, looking to start her fashion line.
What Do You Want to Do Today?
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Married Life in Lagos on a ₦1.3m Monthly Accountant Salary
When Titilayo* met Edwin* in 2015, she was fresh out of NYSC and splurging her salary on clothes. But since they married in 2019, she’s become obsessed with saving. In this article, she tells Zikoko how she’s surviving on only ₦300k out of her ₦1.3m monthly salary while earning more than her partner.
An excerpt: Because Edwin earns ₦880k, the pay gap is pretty obvious. Whenever I complain about him not chipping in with the feeding, he reminds me that he pays for most of the recurring expenses. He also gets upset when he thinks I’m splurging because I don’t have to pay bills. Sometimes, I wish we could switch to when he earned more.
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All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
David,
Mr Money’s Daddy
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#MoneyByZikoko: Are You Working at Your Dream Job, or Should We Face Front?
Vol 12 | 02-01-2023
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Happy Money Day!
Do you have a dream job? Is there an organisation or sector that you’d do anything to work at?
Or are you like me that doesn’t dream of labour?
For today’s subject on Naira Life, all it took him to decide that he wanted a career at one of the Big Four accounting firms was a missed internship opportunity and a conversation with his lecturer. And this guy? He’s a dream chaser.
Now that he works at a managerial position at one of the Big Four firms, he’s thinking of moving on. Who knows what his next dream will be?
In this letter:
- #NairaLife: Most-Read stories of 2022
- Money Meanings: “Gazumping”
#NairaLife: From Missing Out Twice to Managing at His Dream Job
Between 2010 and 2013, the 30-year-old on this #NairaLife missed two opportunities to fulfil his dream of working at a Big Four consulting firm, but he didn’t back down.
Now, he’s a manager at his dream job in the UK and thinks it might be time to move on.
What Do You Want to Do Today?
I want reliable information to make business and lifestyle decisions to live a Sparkling Life. I want to bank with Sparkle, because it’s digitally simple ✨
This is partner content.
Money Meanings
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
David,
Mr Money’s Daddy
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#MoneyByZikoko: Is Your Career in the Way of Your Funds?
Vol 11 | 02-01-2023
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Happy new year!
If you’re resuming work this week, I’m sending hugs. Why can’t our capitalist bosses leave us for the first week of the year?
Or… are you a capitalist boss?
If you’re like me, money is a big part of your 202
23. Making money, spending money, investing money, everything. For everything you need to know about money, don’t forget to check your inbox every Monday for Money by Zikoko. We have some gems planned for you this year.For this year’s first Naira Life, we spoke with a university-trained architectural engineer who decided to chase tech after his parents had spent over $100k on his education. He was even meant to take over his dad’s architecture company. Last year, he had where he made $14k as a software dev working from home.
Did he make the right decision?
In this letter:
- The #NairaLife of the Software Dev That Only Thinks in Dollars
- Game: #HowMuchLast
- Money Meanings: “Liability”
Last Year
In Money₦875=$1 That was the highest black market exchange rate for the dollar last year — in November. As a nation, we had to fall to our knees and beg our currency to fight back. We’re currently at around ₦736=$1. What’s the lowest/highest we’ll do this year?Red, green and blue Those are the new colours of our recently redesigned ₦200, ₦500 and ₦1000 notes, respectively. We’ll see them in full use this year. One thing we’re certain of — Nigerians do not like the new notes. We also had some kind thoughts on the redesign.₦20k Effective January 9th 2023, that’s the most money you can withdraw from an ATM or POS in a day. In a week, it’s ₦100k. If you want to withdraw more than ₦100k in a week, you have to do it over the counter. And you’ll pay a 5% processing fee. That’s only a small part of Meffy’s new cash policy. We broke it down here.
The #NairaLife of the Software Dev That Only Thinks in Dollars
After five years in university and over $100k in fees, today’s subject on #NairaLife decided in his final year that he didn’t want to work in architecture again. Clearly, his parents weren’t happy. But maybe their minds are changed now that he’s making tech money.
An excerpt: “I didn’t want to look back at 30 and regret not going into tech. In my head, it was: worst case scenario, I end up with a really high-paying job; best case, I create a product that makes me a billionaire. Win-win”
Read His Story Here
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Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This year, we’re starting from the streets. #HowMuchLast for a very well maintained danfo?
What’s the most you’d pay? Tweet at us here.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the meantime, keep reading Zikoko’s articles and be sure to share the love.
Till next week…
Yours cashly,
David,
Mr Money’s Daddy
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#MoneyByZikoko: Did You Miss These #NairaLife Stories?
Vol 10 | 26-12-2022
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Merry Christmas (in arrears),
I hope you had a great weekend and are currently enjoying a slow Monday.
In other news, the new year is only a few days away. I know we all roll our eyes at new year’s resolutions but one thing I definitely want to get better at is tracking my expenses. I can’t wait to share any tips and learnings as I go along.
This is the last edition of the Money by Zikoko newsletter and I really appreciate your opening, reading, and sharing.
This week we have handpicked some really great Naira Life stories from this year that we think you really need to read. I enjoyed them and I hope you do too.
In this letter:
- #NairaLife: Most-Read stories of 2022
- #LoveCurrency: Dating in Abuja on a ₦700k Influencer Monthly Income
- Money Meanings: “Tax”
#NairaLife: You Should Read These Stories
Last week we showed you all the stories you loved from the year. Now we are bringing you the ones you will love – you just don’t know it yet.
Our compilation takes into account the types of stories and what you should expect from them. We try our best to explain why the stories made our list.
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#LoveCurrency: Dating in Abuja on a ₦700k Influencer Monthly Income
After COVID, Julia* quit her insurance job to focus on being a food blogger. In this article, she tells us how her boyfriend influenced her decision, going from earning ₦30k to ₦700k monthly and her plan to be financially independent.
When asked about their plans as a couple, she says: “I don’t know as a couple — I feel like anybody can still serve you breakfast, so I’m trying to focus on my own plans. “
This story was brought to you by Fluid Finance
Money Meanings
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All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Dwin,
Mr Money With The Vibe (Sometimes)
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#MoneyByZikoko: Who Should You Fight If You Don’t Get Your Pension?
Vol 9 | 19-12-2022
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Good morning, {$name}!
I don’t know about you, but the holiday has started on this side, and I’m writing this to you excited about watching Netflix the entire day.
Don’t get me wrong, I would like to go outside and socialise, but the price of fuel has doubled, and I strongly believe that there’s a way I can arrange my house to make it look like a bar. So maybe I’ll do that.
This week we have a recap of the most-read stories of 2022 and a fantastic Love Currency story from an older couple doing business and relying on pension payments that only show up sometimes.
In this letter:
- #NairaLife: Most-Read stories of 2022
- #LoveCurrency: Family Life in Warri, Delta State, on a ₦51k Fixed Pension
- Money Meanings: “YOLO”
- Where The Money At?!
We’ll call it #NairaLifeWrapped!
It’s been a long year of exciting Naira Life stories. There was one story that dropped on salary day. You could hear us collectively hissing at our salaries that day.
So we decided to compile all the stories you loved this year and give you a chance to reread them and, of course, share them with people who may have missed them.
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This is partner content.
Family Life in Warri, Delta State, on a ₦51k Fixed Pension
One thing I always wonder about is how old people navigate life when they’ve been told to legally retire. I used to think that their pension payments were a given (if it wasn’t coming directly from the government). I was wrong.
In this edition of Love Currency, we speak to a 63-year-old man about his relationship with money and how he and his wife cater for themselves.
When he is asked about his ‘financial future’, he says: “Future? At 63 it’s hard to have plans for the future.“
This story was brought to you by Fluid Finance
Money Meanings
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Dwin,
Mr Money With The Vibe (Sometimes)
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#MoneyByZikoko: “What’s the true cost of a long-distance relationship?”
Vol 7 | 05-12-2022
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Christmas is almost here.
I know you’re wondering why I’m rushing you, but honestly, there’s no better time than now to get into the Christmas spirit of giving and, of course, receiving.
Today’s Love Currency had me thinking about the true cost of a long-distance relationship. Apart from all the money that will be spent to make the distance not so long, there’s also the part where it’s emotionally draining.
If you’ve ever been in one of these, I’d like to know what some hidden costs you didn’t expect were.
Without any more ado. Let’s get into today’s edition.
In this letter:
- The #NairaLife of a Housekeeper Tired of Suffering
- The Love Currency: Long Distance, $4k/m between London and Lagos
- Money Meanings: “Capital”
- Game: #HowMuchLast
- Where The Money At?!
The #NairaLife of a Housekeeper Tired of Suffering
Today’s subject on #NairaLife finished secondary school in 1997 and couldn’t get into university. After that, she moved from Ibadan to Lagos to get a chance at a better life.
From housekeeping to tailoring, she worked several jobs, and now at 45, she’s still hoping the good things of life locate her.
The Love Currency: Long Distance between London & Lagos on $4k per month
I love that our subjects for this story have a deep understanding of what they both want out of life and are making serious moves to get there.
But you see that distance? That’s what I have an issue with because long distance is the actual ghetto.
An excerpt: “Earlier in the year [2022], I told her I’d always prioritise helping her reach a point where she can afford to get herself whatever she wanted instead of buying it for her. For instance, I can’t buy a wig of ₦1m, but when she needed about ₦1.4m to go to culinary school in October 2021, I assisted with ₦800k — ₦500k first, then ₦300k.“
Some other great money articles you should read:
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, we’re kicking off the Christmas shenanigans. #HowMuchLast for a Christmas Tree?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Dwin
The Other Mr Money
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18, Nnobi Street, Surulere, Lagos,
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#MoneyByZikoko: “Have You Ever Had to Beg for Money?”
Vol 6 | 28-11-2022
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I had an amazing weekend!
I was at Z! Fest. How was your weekend?
I like that we start Mondays with Naira Life. The stories give me the ginger to start the week with the right energy; today is no different. I mean, look at the story: she fractures her knee while pregnant, but doesn’t have enough to fix the knee or have her baby, so she has to beg.
After that, she swore she was done with being broke.
If it was you, wouldn’t you feel the same way?
In this letter:
- #NairaLife: She Had to Beg for Money. She Never Wants to Do That Again
- The Love Currency: Dating in Benin on a ₦400k income
- Money Meanings: “Stock”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: She Had to Beg for Money. She Never Wants to Do That Again
Today’s subject on #NairaLife is motivated to make money for one reason: to be as far away from 2016 as possible.
In 2016, she and her husband had to pick between borrowing to save her unborn child and her fractured knee because they couldn’t afford both.
Today, they have over $300k in savings.
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The Love Currency: Dating in Benin on a ₦400k income
Openness in relationships is sweet to see. Take this couple for instance. They met just last year and today, they know how much is in the other person’s bank account at every time.
Would you do that in your relationship?
An excerpt: “She made sure I understood and accepted that she had nothing to bring to the relationship in terms of financial support. But she was also very clear that she had her father and siblings, so I shouldn’t think of her as my dependant.“
This story was brought to you by Zilla
Some other great money articles you should read:
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, we’re still in Thanksgiving moood. #HowMuchLast for a whole turkey?
What’s the most you’d pay? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
David,
Mr Money’s Daddy
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#MoneyByZikoko: “Who Do You Spend Most of Your Money On?”
Vol 5 | 21-11-2022
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Happy Monday, {$name} 🙃
So apart from yourself, who do you spend most of your money on?
Nobody? You need to change.
In two of our stories today, our subjects talk about happily spending money on their loved ones and having zero regrets because that’s what makes them happy.
After the subject on #NairaLife’s dad tried to kill himself because of debts in 2019, he swore he’d make money to take care of his family.
And omo, he’s making money.
In this letter:
- The Heartwarming #NairaLife of a 23-Year-Old Breadwinner
- The Love Currency: A Long-distance relationship in Ibadan and Lagos on a ₦30k salary
- Money Meanings: “Black Tax”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: The Heartwarming #NairaLife of a 23-Year-Old Breadwinner
The 23-year-old software quality assurance engineer on this week’s #NairaLife makes over $5k monthly. His salary was ₦50k at the beginning of the year.
Of all the reasons he’s happy about his new income, being able to take care of his family comes first.
He doesn’t consider giving his parents ₦250k monthly black tax, though. In fact, he wants to do more.
Who’s got your back?
Life happens. We all go through moments that are not our best days. But you can live in a way that you’re well protected no matter what happens. Live confidently above the challenges of life with a Stanbic IBTC Life Insurance plan.
The Love Currency: A Long-distance relationship in Ibadan and Lagos on a ₦30k salary
My favourite part of this story is Feyi* playfully protesting that her boyfriend complains when she impulsively buys something for herself, but doesn’t when she gets him a spontaneous gift. Who no like better thing?
An excerpt: “I think the reason he doesn’t like me spending so much is because he doesn’t have plenty money himself. He’s still in university, and it’s me who normally sends him money.“
This story was brought to you by Gomoney
Some other great money articles you should read:
At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, we’re testing your street cred. #HowMuchLast for a De Rica of rice?
What’s the most you’d pay? Tweet at us here.
Ordinary is Boring
Let’s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
David,
Mr Money’s Daddy
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#MoneyByZikoko: “When Should Your Side Gig Become Your Main Gig?”
Vol 2 | 31-10-2022
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Good morning, {$name} 🌞
Do you have a side gig?
With how the economy has been moving, I think it may be better to ask how many side gigs you have.
In two of our stories today, we meet young Nigerians who talk about their money situations, and the concept of side gigs exists across both stories.
The subject of our #NairaLife today had a side gig paying more than her main gig.
But did she make the move you’re expecting? The answer may surprise you…
In this letter:
- The #NairaLife of a Lawyer Making More Money from Affiliate Marketing
- The Love Currency: Married in Kano on ₦150k/month
- Money Meanings: “Side Gig”
- Game: #HowMuchLast
- Where The Money At?!
#NairaLife: This Lawyer Was Earning More as an Affiliate Marketer
Before November 2020, the most money the 27-year-old on this week’s #NairaLife had made was ₦100k from a scholarship.
Then she found affiliate marketing and made ₦1.2m in a year. Today, she makes ₦160k as a lawyer but knows she’s going back to marketing.
My biggest question is… Why did she even continue working as a lawyer?
Who’s got your back?
Life happens. We all go through moments that are not our best days. But you can live in a way that you’re well protected no matter what happens. Live confidently above the challenges of life with a Stanbic IBTC Life Insurance plan.
The Love Currency: Married in Kano on ₦150k/month
The best part of this story is that both Tayyiba* and Faruk* seem to have a very sensible setup when it comes to spending money.
An excerpt: “We also discovered my ego is big, and I don’t like to beg, so he just sends me money and leaves his wallet and debit card within reach.“
Some other great money articles you should read:
At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item, and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, we’re keeping it simple, #HowMuchLast for a pair of shoes.
What’s the most you’d pay? Tweet at us here.
Ordinary is Boring
Let’s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.
Where The Money At?!
We can’t say we’re about the money and not help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because we look out for each other in this community.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the meantime, keep reading Zikoko’s articles and be sure to share the love.
Till next week…
Yours cashly,
Dwin,
The Other Mr Money
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18, Nnobi Street, Surulere, Lagos,
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#MoneyByZikoko: This Influencer is Aiming For ₦2m/month
Vol 3 | 07-11-2022
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Good morning, {$name} 🌞
I like the way today’s Naira Life subject talks about his goals. He’s trying to get to a place where ₦20m is nothing to him.
So following his lead, today’s #HowMuchLast will be an expensive item, and I cannot wait to see how much you’d pay for it.
We have a fun edition today.
In this letter:
- Last Month in Money
- The Grass to Grace #NairaLife of a Social Media Influencer
- Money Meanings: What is a “Budget”?
- Game: #HowMuchLast
- Where The Money At?!
Last Month
In Money
₦20,510,000,000,000
Yes, that’s what 20 trillion naira looks like written out, and it’s Nigeria’s budget for 2023 as presented by our presido. Why are there so many zeroes and why is it called “Budget of Fiscal Consolidation and Transition”? We tried to look into it.
₦1000
That is now the naira equivalent of one pound sterling.
Technically, this didn’t happen last month, but it’s urgent enough for us to bend the rules.
Wetin dey stop nonsense?
In the song “Stop Nonsense” Majeeed asks “Wetin dey stop nonsense?” and as we all know, the answer to that question is quite simple… Money.
You can listen on Spotify.
Ordinary is Boring
Let’s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.
#NairaLife: This Social Media Influencer Will Not Rest Until ₦20m is Nothing To Him
The 25-year-old in today’s Naira Life got his first job at 16 because he wanted to help his mother out. It only paid him ₦3k for three days of work.
His father was absent and growing up wasn’t easy, but today he’s a millionaire, and for him, he hasn’t arrived until 20 million naira is chicken change to him.
Read the rest of his Naira Life
Some other great money articles you should read:
At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.
Money Meanings
Game: #HowMuchLast
#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.
Some weeks will be Okin biscuit, some others will be SUVs.
This week, we’re going big. We know a Tesla goes for $40k to $160k but we want to know the most you’d pay.
So tell us, #HowMuchLast for a Tesla.
What’s the most you’d pay for a Tesla? Tweet at us here.
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.Till next week…
Yours cashly,
Dwin,
The Other Mr Money
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18, Nnobi Street, Surulere, Lagos,
Nigeria -
Z Daily: Chronic people pleaser? Let’s teach you how to say no
2 November,
2022Hey {$name}. It feels like every one of my colleagues at Zikoko is on leave, and I’m
sitting here wondering if there’s a memo I missed.Is there a war coming? Will the dollar start exchanging at ₦1k by the end of the week? Somebody, talk to me o.
In This Letter:
WHAT SHE SAID
The Inside Gist: After Surviving Cervical Cancer, I Just Want Peace
[This #WhatSheSaid subject has been through it. And by “it”, I mean abusive (read as downright evil) friends, a crappy relationship with her mother and cervical cancer. She really deserves a break.]
Here’s what she said:
“The second time they [my friends] drugged me, I was in my second year. They were experimenting with a random pill and were too scared to try it themselves, so they put it in my drink and only told me after I drank it. All I remember was being very happy and floaty, and then, waking up in a hotel room.
I finally snapped when one of them raped my boyfriend.”
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Zikoko Daily’s Top 3
How to say no as a people pleaser
The key is in knowing when to close your eyes. If you don’t see people coming to stress you, you wouldn’t have to go out of your way to help them — quick maths.
8 clever ways to ask a girl to be your girlfriend
I personally wouldn’t say no to anyone serious enough to convince Meffy to put my face on one of the new naira notes. Ultimate points for creativity right there.
Do opinion polls matter in Nigerian presidential elections?
Polls are a big deal in countries like the United States, but that isn’t really the case here. Surprisingly, even though we don’t take polls seriously, they’ve been somewhat effective over the years. Will it be the same for 2023?
Quiz
What Crazy Book Title Accurately Describes Your Life Right Now?
I got “Everything I Want to Do Is Illegal”. For legal purposes, I won’t confirm or deny this. 🤐
Zikoko Oldies
Don’t forget about these:
- If Disney princesses had Nigerian parents. – May 28, 2020
- 11 ways to know your food has been poisoned. – November 23, 2021
- 10 unbelievable things you can buy in Lagos traffic. – November 24, 2016
Today, everyone is clicking on:
The Lagos Babe Life, on a ₦30k Salary and Fine Girl Benefits
“On four or five occasions, men randomly walked up to me, said, “Fine girl, I like you,” and offered me money. One guy lodged me in Marriot Hotel for a week because I complained about my hostel in Unilag.”
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Z! Daily: This Lagos babe’s major income source is her “fine girl” benefits
1 November,
2022Hey, you. Today has been one of those days when I just want to curl up and sleep, hoping I’d wake up to find that all’s right with the world again.If only it were that easy.
In This Letter:
LOVE CURRENCY
The Inside Gist: The Lagos Babe Life on a ₦30k Salary and Fine Girl Benefits
[When I saw “₦30k salary” in the title, I honestly thought it was a mistake. My
brain is still struggling to understand how living a Lagos babe life and a ₦30k salary can be in the same sentence. Alas, it wasn’t a mistake.]Hi Ama. This #LoveCurrency story looks like there must’ve been
much to cover during the interview — from asexuality to dating multiple men. How was it?
Yeah, the interview was really long. We started on WhatsApp, moved to a fifteen-minute video call on Meet, before returning to WhatsApp. It was a lot.Is it just me who feels the main boyfriend should know she has side pieces? Like, how’s she always buying him gifts on a ₦30k salary?
Right? But he actually doesn’t know. She said something about dumping men the moment they found out she had other men. Like, she’d just cut them off and keep it moving.Interesting. It’s how she calls the men “income sources” for me. Dfkm.
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Zikoko Daily’s Top 3
We ranked 13 Nigerian celebrity halloween costumes
Wizkid really took his “no-stress” persona to heart because, what the heck is that costume? I also expected more from Ebuka, TBH.
Lagos bus drivers are on strike to break free from agbero billing
Lagos drivers have their wahala, but I’m sure most people would agree the agbero billing is just mad. I hope the strike enforces positive change.
Some of the funniest Nigerian tweets from October 2022
I’m very open to anything that’ll make me laugh today, but even I didn’t expect to howl so much at some of these tweets.
Quiz
Which Nollywood Stereotype Are You?
I’m very not surprised to be the wicked stepmother.
Today, everyone is clicking on:
We Need to Talk About Kizz Daniel’s Problematic Lyrics.
His latest single, Cough (Odo), is the newest addition to the Kizz Daniel “inappropriate lyrics” library.
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