Money is a universal thing binding all of us. Whether young or old. Just how different is our outlook towards money the older we get? Especially as men.

Let’s get into it:

1) Attitude towards savings:

20s: I’ll save when I have money.

30s: I’ll save when I have more money.

2) Retirement:

20s: I’ll worry about retirement later.

30s: Why didn’t I worry about retirement earlier?

3) Dreams:

20s: If I can buy a big ass house in Banana Island, I’ll die satisfied.

30s: Sweet daddy in heaven, please, let me just buy 2 bed room apartment in Ilupeju. As long as it’s my own.

4) Attitude towards spending:

20s: Latest gear – phones et al.

30s: My trusty Iphone6 still works fine. #Schoolfeesonmymind.

5) Wealth gauge:

20S: Latest cars.

30s: Do you have stocks? Do you have retirement funds?

6) Attitude towards shame:

20s: Spend money to save face.

30s: I can’t afford it. Na broke I broke, I no kill person.

7) Financial literacy:

20s: I don’t understand stock and investment options. How much do I even earn?

30s: Guys! Google is selling stocks with 0.0013 % returns under 5 years. If you buy now, you can retire at 40.

8) Budget:

20s: Food, miscellaneous, small turn up.

30s: Retirement funds. Money for doctor in case my back acts up…again. Money for the kids education. Money for midlife crisis.

9) Attitude towards gifts:

20s: Thanks for the watch, I love it.

30s: Thanks for the stocks, I love you.

10) Financial advisor:

20s: Your parents are always telling you to save money.

30s – You: Listen up, kids. Save your money now that you are young. Trust me, I know what I am saying. You’ll never have almost no responsibilities like this again. Everything is vanity.