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You know how you can see an event on TV and just want to enter through your screen to join them because you know they’re having the best time ever? That was us when Johnnie Walker threw the littest party for week 2 of the BBNaija Season 7 a couple of weeks ago.
Abi I should sign up for BBNaija next year ni?
Tell us a party was fire without telling us the party was fire.
First of all, just look at the location
If you enter a place like this and the first thing that comes to mind isn’t, “Omo, I go enjoy my life die today”, then we’re here to tell you you’re a detty liar. That dance floor is giving dance floor.
And then the drinks
As you’re still thinking, “Omo, this place is nice. Maybe I’ll hide somewhere and sleep here after the party”, boom… you see the drinks. Herbert Macaulay, the founder of Nigeria’s first political party once said, “What’s a party without some Johnnie Walker Red Label?” And to be honest, the man was right.
There were drinks for daysss at this party.
Have you ever seen so many beautiful people in one place?
The answer is clearly no. At some point, we felt like we were watching the afterparty of a beauty pageant because, ahnahn! They were now dancing to some nice gbedu to brighten their moods. .
Do you know what “party cloth” is?
Johnnie Walker must have told people that there was also a dressing competition o. Because how do you get so many already beautiful people to turn up looking so good? Na jazz?
And the music? Hay God!
Even we watching from home couldn’t help but dance to the music. If your DJ can’t make people lose their home training and turn up at your party, you should probably get another DJ. This DJ knew what to do and he did it perfectly.
Also, we got our hands on some of the music that was played that night. You’re welcome.
In every gathering, there are men who stand out. These men understand value and create it. They aren’t trying to be like everyone else.
Offices are no different. While there are many fakes out there, these men remain steadfast in their conviction to stand out and be original. These are the senior men you can find in every office.
The presentation presidents
They don’t need prep time. Just send them the brief, and they’ll deliver a killer presentation. If the price of fuel wasn’t always ringing in your head, their ownership of this dreaded task could convince you to give them bottles of Gulder to remind them of their Senior Man status.
The fashion fanatics
They are walking fashion encyclopedias; always up to date on the latest trends They’ll mix and match patterns, colours, and textures effortlessly, with the best designer pieces and statement accessories, creating bold and eye-catching outfits. And when it’s time for a drink, they only go for Gulder, a fellow senior man.
The dynamic DJ
These ones are in charge of the speakers at work, and honestly, they never miss. From fuji to highlife, afrobeats, and R&B, they know the perfect mix. The only thing that’s better mixed is Gulder, the drink that unites all senior men.
The discerning diplomat
These senior men are skilled at managing relationships and resolving conflict. Before two angry colleagues rip into each other, they keep calm and find solutions. Like when you pour Gulder into a glass and it foams rapidly and then dissipates to leave only premium lager. Similarly, these guys know to get rid of the foam of anger with just words.
The model mentor
Usually older, they are more experienced and enjoy guiding their colleagues. It’s like having a wiser, older sibling at work. But despite their vast experience, they don’t rub their knowledge in your face. It’s the Gulder Senior Man way.
The entertainment enthusiast
They know everything that’s trending, why they’re trending and can even predict future trends. The office would be boring without their constant speculation on what would happen next. Of course, their absence is always felt. The office immediately loses colour like a party without Gulder.
The party planners
Office parties? Birthdays? Hangouts? They’re always available to plan it. And the parties are lit because Gulder is always on their drinks list. They plan so well, you’d think their actual job is their side hustle.
The meeting monsters
They reveal themselves during brainstorming sessions, where they always have the most innovative ideas. Their ideas open doors and inspires everyone else. They think, create and execute, all core traits of a true Gulder Senior Man.
Across sectors, there are men pushing boundaries, leading innovation and bringing joy to the lives of others. These are the Senior Men.
Gulder celebrates every Senior Man. Raise a glass and keep standing out.
A wise man — me — once said, you can’t appreciate money until you understand it. Don’t overthink the quote please; pretend it’s from Socrates.
This is Zikoko’s guide to how useful the Naira notes are worth.
₦1000
The dollar makes a mockery of its value but we’ll take what we can get. It’s also the only note with 2 people on it. Two heads are still better than one.
₦500
It closely follows ₦1000 in value. Okay, maybe not so closely, because this is the biggest value difference among all the notes. It used to be able to buy bread comfortably, but a big loaf is now ₦550. Depending on how good you are at pricing things, you can still get akube shirts with it.
₦200
Legend has it that whenever you want to squeeze money into someone’s hand, this is what you go for. It’s also the most common note to spray at owambes.
₦100
It’s probably the most useful note. It‘s often the dirtiest too. It can buy garri, pay for okada, and can even come through as offering in church. I stan a versatile note.
₦20
Groundnut, sweets, chewing gum and pure water. The four horsemen of twenty naira.
₦10
10 is happening. This is closer to a relic than it is to being a naira note. It used to be enough for pure water but even that is now beyond its reach.
₦5
You’re more likely to find suya in the afternoon than to see a ₦5 note these days. Despite its scarcity, it’s still the most financially deficient note. If I were to give you one ₦5 note every hour, in one month, you would earn 3,650.
Now that you know what the naira notes can and can’t do for you, what about what the naira can do with you? Zedcrest Wealth is equipping its customers with a chance to work with money as opposed to money slaving away in a bank without any valuable interest. Click here to begin.
Everyone imagines what being rich would be like. If you’re already rich, you probably still imagine what it’d be like to be richer. That elusive soft life won’t be just a figment of your imagination for long. Those dreams can come true with Kredi .
In a world where dealing with traditional banks is a chore, Kredi is our knight in money armour. In today’s digitally driven world, Kredi is at the forefront of bringing revolutionary financial experiences. By bridging the gap between traditional and modern banking, Kredi rightfully stakes the claim to be one of the most innovative digital banks.
Kredi Bank isn’t your average financial institution. In recognition of the importance of keeping the customer at the centre of the product, every new feature results in a more convenient banking experience.
While most banks just help you save, Kredi helps you get richer while saving. The Kredi Savings Plan offers up to 20% interest per annum. Your money literally grows like grass. With such a profitable financial model, it looks like the tables have turned and you’ll be the one with the power to wound imagination, not the other way round.
It doesn’t end there. In an era where digital transactions are a given, the Kredi Mastercard makes the whole process easy. Paying for streaming services like Netflix and Amazon and making orders online don’t have to be a daunting task anymore. It’s like having a magic wand that brings financial convinience to your fingertips.
When you request a Kredi Mastercard, you also get a Kredi Merchandise Package with a custom tote bag, shirt and pen. The only other time you recieve a gift and card on the same day is on your birthday.
With the high-interest rate, freebies, and absolutely no maintenance fees, it’ feels too good to be true. It’s truly inKREDIble.
Join the Kredi train today and watch your savings rise. Click here to download the Kredi Bank app and get ready for a banking experience that will leave you grinning from ear to ear.
What happens when people suddenly lose their jobs due to COVID-19 (thanks, but no thanks 2020) or circumstances beyond their control? For many people in Nigeria, life gets tough. Make that tough because it’s already the ghetto over here.
We got 5 people to share their job hunting chronicles with us, and honestly, the struggle is real!
Read on.
Yetty
It was my first job after school and I was just really grateful that I had a job, even though it was the absolute worst. My boss called me one day and explained that they weren’t making money and so couldn’t sustain the staff strength. He added that since he had been spending his personal money on the company, he wanted to invest in something else and would have to let me go.
This happened in February.
One thing I regret is that I have nothing to show for a year’s work in terms of funds. I didn’t have income insurance. I wasn’t earning much either; had to pay rent in Lagos, feed, and take care of basic stuff. Looking for a job has been stressful. Before losing my job, I was trying to transition into a new career entirely and I’ve been studying and all. But you know how the job market is, they ask for three years of experience for entry-level roles and even internships (all my life, I always thought internships were meant for one to learn and acquire skills). So yeah, it’s been very hard.
Jeph
I was working in this place where I was handling Marketing. Frankly, I loved my colleagues and the impact of our work. The CEO on the other hand, I didn’t like very much. He paid little to no attention to employee welfare and would stress the life out of you. The work hours were terrible and he’d call at ungodly hours. I once resigned and he begged me to stay. He wouldn’t let me go on leave because I was a “key man risk”. He never increased salaries the three years I worked with him.
At the beginning of the COVID-19 lockdown, I had to work overtime to ensure that the business ran as smoothly as possible. Still, no raise. There was even the risk of a pay cut. One Sunday, I didn’t pick this man’s call because I was asleep. When I did, oga said I was acting stupidly, and that at my age, he was running a business worth ₦22 million so I should stop being irresponsible.
I waited for my salary and I resigned in March last year (2020), but the drama lingered till October. He wanted to punish me with handover like he’d usually do to others and I ignored him. I instead requested for my statutory payments to be made and he ignored me until I sent him an email. They finally responded that they were going to pay up, but then they sent a lawyer to me saying I threatened them and I should come to sign an undertaking. This was about 3 months post-resignation. They also said I obstructed their revenue inflow by not handing over and some other nonsense like that. Then went on to threaten to sue me for $36000 and 4 Million Naira. Thing is, their claims were frivolous and asides from that, I was never given an employment letter and wasn’t bound by any contract terms to follow any set procedures. I sha had my lawyer do the talk with theirs till I never heard from them again. I have sha learnt the importance of knowing the labour laws, work insurance and how to handle employment contracts.
Temi
I resigned o.
I was working for a bunch of companies and one particular day I just typed my resignation letter and sent it the next week to most of them at the same time because I was tired. How would I be having thirteen-hour meetings, and they’ll still schedule a meeting for the next day!? It didn’t make sense to me. I was juggling like 9 companies at the same time including my travel agency thing. It was a lot. I was always tired and never even got much sleep. I’m job hunting, but not totally unemployed. I already found a job in the U.S. Getting it was very difficult and my contract will be over in 4 months. I’m sending my resignation to the remaining companies by the end of the week.
Chuks
I’m out of a job, and it actually hasn’t been easy. Although, I haven’t really been applying for long. Let’s say from the beginning of the year I’ve sent over 20 applications and I haven’t gotten any invites yet. Even when I managed to get invited to one, it sounded like a fraud. I was so tired because it was evident that the guy who put out the advert meant to defraud job seekers. In addition to this, my mum feels like I don’t want to go get a job, and I’m comfortable staying at home which sucks. I think it’s due to the fact that I started my own brand and she wants immediate monetary results. I keep telling her that it’s a whole different process, and doesn’t just happen like magic. Parents just see ‘pressing of phone and laptop’ as a waste of time. In my opinion, they need to change their mentality, lol.
Ije
I freelance in Digital Marketing and Brand Strategy. Sometimes, I pitch to brands or wait for them to approach me. I’ve not been on a campaign for like 6 months now, so it’s been really difficult trying to lay my hands-on jobs. The ones I get, sometimes when I reach out to them, they always promise to get back to me but don’t.
Omo. The financial strain has been really terrible, I won’t lie. I don’t get funds from home like that and most times, the only thing I depend on to sustain myself are funds I get from jobs. People hit me up for Social Media Management once in a while, but sometimes something comes up and they’re not able to complete the deal. It has made my finances terrible. Right now, I don’t even think I want to go through the stress of looking for jobs again, I am tired. It’s draining and exhausting. If the jobs come, good because at this point I just feel like all my efforts are fruitless. I don’t know what else to do. In as much as that’s a mood, I can’t just dey. I’ll still pitch to brands and companies even if I said I won’t. It’s just generally discouraging.
Employers or even employees themselves invested in insuring their income hasn’t been normalised in Nigeria. It is this vacuum Casava is trying to fill with its Income Protection Insurance. Casava’s motivation stems from the ever-rising unemployment rate in Nigeria and the fact that this has plunged many people into financial distress.
In a nutshell, Casava helps you earn after losing your job, save money on healthcare and insure every other thing you care about. Get early access.
It’s 2022 AD, and some people still believe Nigerian women aren’t working as hard as they should.
We literally have female athlete champions, bank CEOs, the legend that is Chimamanda, and actual Nigerian women who live in Nigeria — which anyone will tell you is an extreme sport — but every other market day on Nigerian Twitter, another argument springs up about how women these days are different or aren’t as “hardworking” as our mothers in years past.
Our mothers in times past, unprovoked.
Honestly, I once bought into the “hard work” school of thought. I believed, as a woman, I needed to work extra hard to prove to society that I wasn’t some babe who lived on girlfriend allowances or went on dates expecting men to pay for me.
I wanted to be an independent woman, who didn’t need no man. So, I put my head down and worked like my life depended on it. Unfortunately, capitalism doesn’t always care how hard you work. Capitalism only cares about working people to the bone and getting enough profit to keep its wheels running. And with adulting hovering like a weapon fashioned against me, I essentially lived every day counting down to payday.
But I’m happy to announce that I’ve seen the light. I still don’t need no man, but my days of thinking I have to work like a low-budget jackass are long over. This year, I want to live the soft life.
I know I speak for both men and women when I say I want to make money that doesn’t finish the moment I step outside, and someone asks, “Savings or Current?”
The kind of life where I don’t have to put on my best Nigerian mother impression when I go to the market, so the traders don’t bleed my account dry. The kind of life where I can tell my boss to take a hike if I like — well, not exactly like that, but you get what I mean.
I know I speak for both men and women when I say I want to make money that doesn’t finish the moment I step outside, and someone asks, “Savings or Current?” I want to make sure those girls’ trips finally leave the group chat and actually happen. I want to make enough to keep money for my old age, so I don’t have to depend on my children. I want to live the soft life this year, and it has to be this year.
My soft life ambition didn’t just start; I also tried to manifest it in 2022, but sapa said, “LMAO”. I’ll admit that my methods weren’t exactly the best. I started by investing almost all my life savings in crypto, and it looked good for a while, till crypto winter came and, well, you get the gist.
I also tried locking cash in some of these digital finance apps, but it turns out turning back on your digital savings goals is much easier than breaking physical kolos. In summary, 2022 wasn’t my soft life year.
But 2023? It’s me and the god of money. I’ve heard investments are a much better financial option, and though I kinda feel like only rich people invest, I found something that may help me cut my proverbial cloth according to my material.
Apparently, Stanbic IBTC Asset Management has this thing where you can choose to invest in mutual funds from ₦5,000, and start building your wealth from there. This already sounds good to me, because hello? ₦5,000?
Here’s how it works: Their mutual funds are invested in either equity (stocks), fixed-income securities or a mix of both — depending on what you’re investing for, and your risk appetite. In the words of my Nigerian mother, “One way doesn’t lead to the market”.
I’ll very much NOT like to end 2023 singing the same “sapa” song, so let’s see what mutual funds offer. You can join me by starting your wealth journey here or checking their website for more information on Mutual Funds or other digital assets.
From August to May, watch the 20 clubs in the English Football League battle for the right to be called the champions of England. It used to be Top 4, now we have Top 6. With the mad signings Man Utd, Chelsea and Man City have made this transfer window, you know it’s going to be super explosive.
2. La Liga
Watch as the men’s top professional football division of the Spanish football league system with the two biggest clubs in world football take each other on for supremacy. As the league has been shaken from top to bottom, what’s going to happen to Barca now that there’s no more Messi? Subscribe and find out!
3. Serie A
For over 90 years, the Scudetto is the main prize in this league competition for the top football clubs in the Italian football league system. Will Inter be able to defend their title, even with their financial problems? Will the Italian league once again become the best thing that happened to football? Watch and find out.
4. UEFA Champions League
Ah, the oga of them all. The most coveted league in the world. Now that PSG has assembled a super team of Messi, Neymar and Mbappe, how far will they get in the world’s toughest competition? Catch them live on DStv, and that super iconic anthem, when you subscribe.
5. Eridisivie
Watch Ajax and Feyenoord trade regular gbas gbos for supremacy in the Netherlands’ elite league week after week on DStv.
6. UEFA Europa League
The league that separates the boys from the men. Now that there are a number of “big clubs” in the Europa League, we can’t wait to see who will go home crying on a cold Thursday night at the Emirates Stadium
7. Europa Conference League
Catch this brand new league, organised for the third-tier of teams in European football (also known as the new kids on the block), so that even they can win something.
8. Carabao Cup
With the number of times Man City has won this league, we might as well name the league after them. Catch the Man City Cup Carabao Cup shows on DStv so you can always catch a Pep masterclass at every stage of the tournament.
9. FA Cup
More commonly known as the FA Cup, this is an annual knockout football competition in men’s domestic English football. Is Arsenal good enough to win the oldest national football competition in the world this year, or will City’s super team take the cup home?
10. Scottish Professional Football League
The only league that organises the old firm derby. Watch Rangers and Celtic fight tooth and nail for the most coveted title in Scotland. Who do you think will take it this year?
11. MLS
Is the MLS a retirement home for Europe’s top talent or are there really ballers in America’s top league? Catch the MLS played across two countries live on DStv every week.
Subscribe to the DStv Compact Subscription (formerly N18,600 and now N9,900) to catch all these exciting football leagues and more! It comes with an HD decoder, a dish, and a visual aid to help properly understand the promo being run. This promo is for a limited time so don’t dull, and get yours now!